Zoto has some excellent ideas, but the site needs to improve its features to compete with smugmug and Snapfish. Bloggers will appreciate Zoto, because it ties in to many blogging platforms (including Blogger, TypePad, and WordPress), letting them write their entries directly from Zoto and host photos for their blogs.

Community features let you view other subscribers' photos, which is fun, but the site doesn't have the keyword searching of Flickr and smugmug. The free account lets you store 2GB of photos, and the paid account ($44.95 per year) gets you 5GB of storage. Zoto doesn't have printing services, so you can't get hard copies of your shots.