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The Best Deals on Samsung's Galaxy Note20

US wireless carriers are pushing the Galaxy Note20 and Note20 Ultra to switch their customers to 5G. Here's what you'll pay and how to save on Samsung's newest flagships.

 & Sascha Segan Former Lead Analyst, Mobile

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(Image: Samsung)

Samsung's Galaxy Note20 and Note20 Ultra phones have high list prices, but it looks like you may not have to pay them. US carriers are desperate to move people onto their 5G networks in the middle of a pandemic and an economic crisis, which means finding ways to help you afford an expensive 5G smartphone—and then lock you into it for the next 24 or 30 months.

There's also a Samsung twist to these discounts, I suspect. We're just a few months away from the launch of the iPhone 12. If you buy a Samsung phone on a payment plan now, that keeps you out of Apple's clutches for the iPhone 12 and iPhone 13, and that's probably worth some money to Samsung.

The Galaxy Note20 and Note20 Ultra are available in carrier-locked and factory-unlocked models, from the US carriers, Samsung, and major retailers. Pre-orders start Thursday, Aug. 6, and the phones arrive in stores on Aug. 21.

In general, the Galaxy Note20 costs $999.99; the 128GB Galaxy Note20 Ultra costs $1,299.99; and the 512GB Galaxy Note20 Ultra costs $1,449.99.

Samsung Galaxy Note 20

Samsung Galaxy Note 20 Ultra

Here's what's been announced so far in the way of deals:


AT&T

AT&T is offering the wildest promo so far: a Note20 is free on unlimited service plans with a 30-month service agreement and trading in your existing phone. (AT&T didn't give me a list of eligible trade-in phones.) The value of the Note20 will be paid out over 30 months, so if you bail on the agreement you'll have to pay off the remaining value.

Galaxy Note20 wireless charging (Image: Samsung)

Best Buy and Samsung

Best Buy is only offering the same deals as Samsung. Both companies are giving a $150 credit on Samsung accessories if you pre-order the phone, plus up to a $650 trade-in value for your existing phone. These are the places to get the universally unlocked phones, if you want them. They won't have carrier bloatware, and they'll work on any US carrier.

Galaxy Note20 S-Pen (Image: Samsung)

T-Mobile

T-Mobile isn't offering much in the way of deals for existing customers. There's an up to $500 trade-in value for your existing phone when buying a Galaxy Note. If you add a line, it's buy-one-get-one-free on the Galaxy Note20 or a $1,000 credit for another smartphone over 24 months, but you have to add a line.

The carrier did confirm that the phones will hit all three layers of its 5G network—low, middle, and high bands—joining the Galaxy S20 series in the ability to do that.

The Galaxy Note20 5G and Galaxy Note20 Ultra 5G will be available for pre-order on T-Mobile starting Friday, Aug. 7 at 5 a.m. PT and available in-stores on Aug. 21.

Galaxy Note20 rear in 3 different colors (Image: Samsung)

Verizon

Verizon is selling the Galaxy Note20 for $999.9 and the 128GB Galaxy Note20 Ultra for $1,299.99. It's selling the 512GB Ultra too, although it didn't specify a price.

There are complicated promos. If you buy a Galaxy Note20, you get a second device free if you're on a Premium Unlimited plan, or half off with another Verizon unlimited plan. There's also up to a $500 trade-in credit depending on your phone, and a $150 Samsung accessories credit if you pre-order.

bottom of Galaxy Note20 (Image: Samsung)

Xfinity Mobile

Comcast's Xfinity Mobile, which resells Verizon's network to Comcast cable customers at lower than Verizon's prices, is also selling the Note20 and Note20 Ultra.

Existing Xfinity Mobile subscribers will get a $400 Visa prepaid card if they "upgrade an existing line" with a Note20. Customers who switch to Xfinity Mobile before Sept. 15 will also get $400 off one of the new phones.

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About Our Expert

Sascha Segan

Sascha Segan

Former Lead Analyst, Mobile

My Experience

I'm that 5G guy. I've actually been here for every "G." I reviewed well over a thousand products during 18 years working full-time at PCMag.com, including every generation of the iPhone and the Samsung Galaxy S. I also wrote a weekly newsletter, Fully Mobilized, where I obsessed about phones and networks.

My Areas of Expertise

  • US and Canadian mobile networks
  • Mobile phones released in the US
  • iPads, Android tablets, and ebook readers
  • Mobile hotspots
  • Big data features such as Fastest Mobile Networks and Best Work-From-Home Cities

The Technology I Use

Being cross-platform is critical for someone in my position. In the US, the mobile world is split pretty cleanly between iOS and Android. So I think it's really important to have Apple, Android and Windows devices all in my daily orbit.

I use a Lenovo ThinkPad Carbon X1 for work and a 2021 Apple MacBook Pro for personal use. My current phone is a Samsung Galaxy S21 Ultra, although I'm probably going to move to an Android foldable. Most of my writing is either in Microsoft OneNote or a free notepad app called Notepad++. Number crunching, which I do often for those big data stories, is via Microsoft Excel, DataGrip for MySQL, and Tableau.

In terms of apps and cloud services, I use both Google Drive and Microsoft OneDrive heavily, although I also have iCloud because of the three Macs and three iPads in our house. I subscribe to way too many streaming services. 

My primary tablet is a 12.9-inch, 2020-model Apple iPad Pro. When I want to read a book, I've got a 2018-model flat-front Amazon Kindle Paperwhite. My home smart speakers run Google Home, and I watch a TCL Roku TV. And Verizon Fios keeps me connected at home.

My first computer was an Atari 800 and my first cell phone was a Qualcomm Thin Phone. I still have very fond feelings about both of them.

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