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Intuit TurboTax Deluxe 2015 (Tax Year 2014)

 & Kathy Yakal Contributor

Our team tests, rates, and reviews more than 1,500 products each year to help you make better buying decisions and get more from technology.

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TurboTax Deluxe is our top pick for DIY tax filers thanks to its excellent user experience, voluminous, targeted help resources, and thorough coverage of the tax topics supported. - Accounting
3.5 Good

The Bottom Line

TurboTax Deluxe is an exceptionally well-designed tax preparation site that makes the annual chore of filing almost pleasurable. But it's missing many forms and schedules, and it lets random individuals answer critical IRS-related questions. It's also expensive.
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Pros & Cons

    • Outstanding user interface.
    • Very good top-level help.
    • Excellent navigational system.
    • No Schedules C, D, or E.
    • Also missing others.
    • Support website, linked to by the main tax prep site, allows responses from anyone.
    • Expensive.

Intuit TurboTax Deluxe 2015 (Tax Year 2014) Specs

All Major IRS Forms and Schedules
Chat Help
Comprehensive Navigational Outline
Context-Sensitive Help
Hyperlinked Help In Interview
Imports Competitors' Returns
Phone Support for Tax Topics
Searchable Help Database

No one enjoys doing their taxes, but Intuit's TurboTax family of products make the process a little less awful, with exceptional user interfaces, deep coverage of tax topics, excellent help systems, and voluminous guidance resources. They're also relatively expensive, but they're worth the price. TurboTax Deluxe (reviewed here) may not support as many IRS forms and schedules as some of the competition, but it's superior in every other area, offering an unparalleled user experience among online tax-prep sofware. It's our top choice for filing your 2015 taxes.

Serving the Most
Though 1040EZ and 1040A filers can prepare and submit both their federal and state returns for free (Intuit's Absolute Zero plan), TurboTax Deluxe, the version we reviewed, currently costs $34.99 for federal taxes and $36.99 per state. These prices are scheduled to increase later in the tax season to $54.99 for federal taxes and $39.99 per state. The early-filer prices are roughly comparable to the full prices for H&R Block Deluxe and Jackson Hewitt Deluxe Edition. So if you're going to file with TurboTax (which we recommend), the price is another reason to do it early—besides peace of mind and getting your return back sooner.

TurboTax's free version should suffice for tens of millions of taxpayers. Among the other tax services we reviewed this year, only TaxACT Plus offers absolutely free federal and state preparation and filing. TurboTax Deluxe, which we're talking about here, is appropriate for another very large percentage of the U.S. population: basically, individuals who don't have to claim farm or rental income, didn't sell property or other investments in 2015, and don't have to account for self-employment or small business income and expenses. The emphasis in TurboTax Deluxe is, rather, on finding as many deductions and credits as possible (mortgage/property tax, medical/dental expenses, charitable contributions, and so on) to offset W-2 wages and some 1099-MISC income.

In other words, if you're accustomed to completing IRS Forms C, D, E, or F, you'll have to pay more to use TurboTax Premier or Home & Business, or one of Intuit's competitors, H&R Block Deluxe (which lacks some forms and schedules) or TaxSlayer Classic Edition. TurboTax Deluxe deals only with the content in the Form 1040, Schedules A & B, and their supporting forms and schedules.

Intuit moved some of these more advanced features out of TurboTax Deluxe a couple of years ago. This year, TaxACT, which had previously made all commonly used federal forms and schedules available for free, now comes in four versions, and you have to pay for the top-of-the-line edition to get that kind of comprehensive coverage in TaxACT.

The bottom line is that only one of the five sites we tested this year—TaxSlayer Classic Edition—supports the whole alphabet of federal forms. But for the vast majority of filers, TurboTax has you covered.

Moving Through the Process
Tax preparation websites don't necessarily tell you what form or schedule you're working on any more than accounting software makes you look at debits and credits. They tend to follow the path of the IRS 1040, starting with income and moving on to deductions and credits and taxes. But all you have to do is answer the—usually—simply phrased questions on each screen and advance to the next. In the background, the site is placing your responses on the correct lines of the appropriate form or schedule. You don't see that happening. Instead you see only what the official IRS documents look like at the end of your journey.

turbotax-your-income

Final Thoughts

TurboTax Deluxe is our top pick for DIY tax filers thanks to its excellent user experience, voluminous, targeted help resources, and thorough coverage of the tax topics supported. - Accounting

Intuit TurboTax Deluxe 2015 (Tax Year 2014)

3.5 Good

TurboTax Deluxe is an exceptionally well-designed tax preparation site that makes the annual chore of filing almost pleasurable. But it's missing many forms and schedules, and it lets random individuals answer critical IRS-related questions. It's also expensive.

Get It Now
Best Deal£40

Buy It Now

£40

About Our Expert

Kathy Yakal

Kathy Yakal

Contributor

My Experience

I write about money. I’ve been reviewing tax software and services as a freelancer for PCMag since 1993. Along the way, I took on reviews of other types of business and personal finance technology. Prior to that, I had spent a few years writing about productivity and entertainment applications for 8-bit personal computers (my first one was a Commodore VIC-20) as a member of the editorial staff at Compute! 

After working at Lawson Associates, now Lawson Software, I switched my focus to accounting but learned that personal computer applications were more progressive and interesting to cover than mainframe solutions. So I served as editor of a monthly newsletter that provided support for accountants who were just starting to use PCs. I still ghostwrite monthly how-to columns for accounting professionals. From there, I went on to write articles and reviews for numerous business and financial publications, including Barron’s and Kiplinger’s Personal Finance Magazine.

The Technology I Use

My personal needs for financial and productivity applications are simple. I’m a microbusiness and I don’t do much collaborative work with clients, though I give Microsoft Word's Track Changes a workout when I’m updating PCMag reviews. 

I need money management. I have to track invoices and payments. And I must keep good records of my contacts and the financial applications I’ve covered. Since my business is uncomplicated, and because there are so many good solutions supporting personal finance and accounting and tax available, I’m able to move from one product to another occasionally so I don’t get overly familiar with one company’s products. 

Mobile access is critical for personal finance and accounting and personal tax preparation. So I have both an iOS and Android phone for testing companion apps, since versions can vary. I use an assortment of tools for work that doesn’t involve managing money, like my Samsung Galaxy A51 phone, Evernote, Gmail and Google Drive. 

I’m a bit of a Luddite in some ways. I still take handwritten notes during product briefings and I still have cable for both internet access and TV-watching. I do stream shows on an iPad and use an Amazon Kindle Paperwhite for reading books, though. Most of my days are spent staring at screens, much to the vexation of the two senior canines that share my office.

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