What's your checking account balance? Your credit score? The top personal finance apps we've tested can give you the answers in seconds. We help you choose the right one to take control of your money.
1 week, 5 days
Kathy Yakal
Contributor
My Experience
I write about money. I’ve been reviewing tax software and services as a freelancer for PCMag since 1993. Along the way, I took on reviews of other types of business and personal finance technology. Prior to that, I had spent a few years writing about productivity and entertainment applications for 8-bit personal computers (my first one was a Commodore VIC-20) as a member of the editorial staff at Compute!
After working at Lawson Associates, now Lawson Software, I switched my focus to accounting but learned that personal computer applications were more progressive and interesting to cover than mainframe solutions. So I served as editor of a monthly newsletter that provided support for accountants who were just starting to use PCs. I still ghostwrite monthly how-to columns for accounting professionals. From there, I went on to write articles and reviews for numerous business and financial publications, including Barron’s and Kiplinger’s Personal Finance Magazine.
The Technology I Use
My personal needs for financial and productivity applications are simple. I’m a microbusiness and I don’t do much collaborative work with clients, though I give Microsoft Word's Track Changes a workout when I’m updating PCMag reviews.
I need money management. I have to track invoices and payments. And I must keep good records of my contacts and the financial applications I’ve covered. Since my business is uncomplicated, and because there are so many good solutions supporting personal finance and accounting and tax available, I’m able to move from one product to another occasionally so I don’t get overly familiar with one company’s products.
Mobile access is critical for personal finance and accounting and personal tax preparation. So I have both an iOS and Android phone for testing companion apps, since versions can vary. I use an assortment of tools for work that doesn’t involve managing money, like my Samsung Galaxy A51 phone, Evernote, Gmail and Google Drive.
I’m a bit of a Luddite in some ways. I still take handwritten notes during product briefings and I still have cable for both internet access and TV-watching. I do stream shows on an iPad and use an Amazon Kindle Paperwhite for reading books, though. Most of my days are spent staring at screens, much to the vexation of the two senior canines that share my office.
Recent Articles By Kathy Yakal
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The Best Personal Finance and Budgeting Apps for 2026
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The Best Payroll Services for 2026
Paying employees accurately and promptly is one of the most critical—and challenging—parts of running a small business. We test and rate the top payroll applications to help you choose the right one for your needs.
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Gusto 2 weeks, 5 days
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OnPay 2 weeks, 5 days
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Patriot Software Payroll 2 weeks, 5 days
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ADP RUN 2 weeks, 5 days
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Square Payroll 2 weeks, 5 days
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The Best Accounting Software for Small Businesses in 2026
To help you effectively understand and manage the finances of your small business, we've tested the top accounting software based on customization, features, ease of use, value, and more.
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The Best Tax Software for 2026
Using tax software ensures you file on time, minimize errors, and get the largest possible refund. The top services we've tested make the preparation process as painless as possible.
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Tax Day Is Almost Here: Don't Forget to Claim Your Medical Expenses
If you spent a lot on medical equipment, services, or supplies in 2025, it might make sense to deduct them on your taxes. We walk you through the rules and requirements.
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Can’t Pay Your Taxes by April 15? Here’s What You Need to Do
If you owe more money to the IRS than you can afford to pay before the filing deadline, don't panic. We explain all of your options, so you can plan ahead.
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TurboTax vs. FreeTaxUSA: Which Tax App Helps You File Fastest?
Even if you're waiting until the last minute before the April 15 deadline, tax software can help you file accurately and quickly. Here's how our two top picks for pain-free tax prep compare on ease of use, coverage, price, support, and more.
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The Best Free Tax Software for 2026
Believe it or not, it's possible to prepare and file your income taxes without spending a dime. We've reviewed the leading online tax services to help you find the top free options.
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The Best Mobile Tax Apps for 2026
Want to do your taxes away from your desk? We test and rate the top mobile tax apps that let you prepare and file your return from your phone or tablet.
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Avoid Payroll Pitfalls: 10 Tips to Keep Your Small Business Running Smoothly
Payroll software offers thorough automation, error-checking, and setup tools, but that doesn't mean you aren't responsible when things go wrong. Follow my advice to keep your payroll runs accurate and compliant.
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Avoid IRS Fines and Penalties: How Payroll Software Protects Your Business
The IRS doesn't forgive payroll mistakes, but the right software can help you steer clear of them entirely.
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Run Payroll Like a Pro: A Stress-Free Setup Guide for Small Businesses
Stop sweating over paydays. I'm here to show you how to set up payroll software quickly, accurately, and without headaches in seven simple steps.
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TurboTax vs. TaxAct: One Is Cheaper, One Is Easier, But Which Is Right for You?
TurboTax and TaxAct are among the best tax prep apps I've tested, but each one excels in a different way. Here's how they compare on price, features, usability, expert help, and more.
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Liberty Tax 2026 (Tax Year 2025) 3 months, 2 weeks
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Jackson Hewitt Online 2026 (Tax Year 2025) 3 months, 2 weeks