Mint.com

Mint.com is a free online service that helps you track your money. The dashboard gives you an overview of your savings, debt, and net worth. It also provides alerts, advice, and your credit score.

When you connect financial accounts to Mint, such as your debit and credit cards, the service tracks all your spending and helps you categorize and keep track of where your money goes.

Mint has a wide array of graphs that show you in a much more visual way where your money goes. You can customize the graphs by week, month, year, or even to show changes over time in different spending categories.

While Mint.com has always specialized it automatically tracking spending done through financial accounts that are online, it does provide tools for tracking cash spending and earning.

Mint lets you set up monthly budgets and track whether you stay within them or exceed them.

You can let Mint know about your financial goals, whether it's to get out of debt or one day buy real estate, and the service helps you track and plan for how to meet your goals. The site also recommends to you products and services that are specifically in line with your goals.

Mint has tools for watching your investments grow and comparing them to major indices, such as the S&P 500 and the Dow Jones.

Mint.com is one of only a few sites that offers truly valuable advertisements. It advertises to you financial services that are custom tailored to your financial situation and typically are better than ones you currently have, based on interest rates and other factors.

Mint.com keeps an eye on your credit score and updates you every few weeks when a new one is available.