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Bank of America Outage Puts Some Account Balances at $0

'We are temporarily unable to retrieve all of your accounts,' says an alert on the bank's website.

 & Michael Kan Principal Reporter

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A Bank of America outage has resulted in some accounts showing $0 account balances.

The outage started at around 9:30 a.m. PST on Wednesday, according to Downdetector; 45 minutes later, it had logged over 20,000 user complaints. Numerous Bank of America customers have since posted screenshots of empty balances.

“All my accounts suddenly show $0.00,” wrote one user on Twitter/X. 

“Five accounts show zero balance, over 20K! Been on hold for 30 minutes and they removed the chat function,” another user on Downdetector wrote. 

The outage seems to have also ensnared Zelle, the digital payment network that Bank of America owns with other banks. “I tried to do a Zelle payment and said insufficient funds,” wrote one user on Reddit. Others report the Bank of America site issuing a warning, saying it’s unable to retrieve the user’s balance.

(Credit: Bank of America)

Bank of America didn’t immediately respond to a request for comment, making the source of the outage unclear. In the meantime, the company’s website is displaying account balances from yesterday. “Please sign in again later to check your current balance,” the company’s site says. 

According to Downdetector, many Bank of America customers are regaining access to the bank's website and app, which has led to a decrease in outage reports. Others say the disruption hasn’t prevented them from paying with their bank accounts. 

“It’s just a display glitch. I just talked to an agent and confirmed my balances. Everyone chill,” wrote another user on Downdetector.

UPDATE: In a statement, Bank of America told PCMag: "Some clients are experiencing an issue accessing their accounts and balance information today. These issues are being addressed and have largely been resolved. We apologize for any inconvenience." The cause of the outage was left unsaid.

Disclosure: Downdetector is owned by PCMag parent company Ziff Davis.

About Our Expert

Michael Kan

Michael Kan

Principal Reporter

My Experience

I've been a journalist for over 15 years. I got my start as a schools and cities reporter in Kansas City and joined PCMag in 2017, where I cover satellite internet services, cybersecurity, PC hardware, and more. I'm currently based in San Francisco, but previously spent over five years in China, covering the country's technology sector.

Since 2020, I've covered the launch and explosive growth of SpaceX's Starlink satellite internet service, writing 600+ stories on availability and feature launches, but also the regulatory battles over the expansion of satellite constellations, fights with rival providers like AST SpaceMobile and Amazon, and the effort to expand into satellite-based mobile service. I've combed through FCC filings for the latest news and driven to remote corners of California to test Starlink's cellular service.

I also cover cyber threats, from ransomware gangs to the emergence of AI-based malware. In 2024 and 2025, the FTC forced Avast to pay consumers $16.5 million for secretly harvesting and selling their personal information to third-party clients, as revealed in my joint investigation with Motherboard.

I also cover the PC graphics card market. Pandemic-era shortages led me to camp out in front of a Best Buy to get an RTX 3000. I'm now following how the AI-driven memory shortage is impacting the entire consumer electronics market. I'm always eager to learn more, so please jump in the comments with feedback and send me tips.

The Best Tech I've Had:

  • My first video game console: a Nintendo Famicom
  • I loved my Sega Saturn despite PlayStation's popularity.
  • The iPod Video I received as a gift in college
  • Xbox 360 FTW
  • The Galaxy Nexus was the first smartphone I was proud to own.
  • The PC desktop I built in 2013, which still works to this day.

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