It's gift giving season again and you know what that means—your credit cards are sure to be maxed out long before the big ball drops in Times Square. With all the holiday parties, family get-togethers, and grab bags on the horizon, now is the time to create a budget to combat seasonal overspending. The good news is that a great tech gift doesn't have to cost you a mint. We've recently reviewed plenty of quality gadgets that won't empty your wallet. (In fact, they all ring up for less than $200.) Whether you've got mobile mavens, shutterbugs, music fans, or general fun lovers on your list, there's something here for everyone. Now give your Amex a breather, and check out our budget gift picks.

Palm Centro ($99 with a 2-year service contract) Call it "My First Smartphone." With the Palm Centro—basically a Treo 755p crammed into a smaller case—price is its best selling point. This is the most smartphone you can get for $99 with a service contract.

Plantronics Voyager 520 ($99.95 list) Plantronics scores big with a long-lasting, superb-sounding update to the popular Voyager 510 Bluetooth Headset.

Fuji FinePix Z5fd $199.99 list) An inexpensive pocket camera, the Fujifilm FinePix Z5fd shoots quickly and provides handy automatic features that improve your chances of getting a good shot.

Nikon Coolpix S200 ($179.99 list) A decent, though unremarkable point-and-shoot model, the Nikon Coolpix S200 provides all the basics plus a handful of creative options in an ultracompact, sturdy metal body.

Tao Digital Clockviewer ($99 direct) A picture-perfect accessory for anyone who wants to jazz up wake-up time, this good-looking, ultraportable digital photo frame does double duty as an alarm clock.

SanDisk Sansa Clip (1GB: $39.99 list) Need a dirt-cheap compact digital music player for the gym? SanDisk's nicely-priced Sansa Clip delivers quality sound and features.

Samsung YP-U3 ($90 list) Samsung's slick new flash player is well-designed, tiny, and easy to use.

Shure SE210 ($149.99 list) Shure's SE210 offers fine sound reproduction with a bass boost for modern tastes that's subtle enough to keep things sonically clear.

Denon AH-D1000 ($150 list) It's hard to complain about a simple product that gets the job done well. The Denon AH-D1000 headphones will feed your hunger for deep bass and can work on the quieter songs as well.

Logitech Pure-Fi Elite ($179 list)
Logitech knocks one out of the park with a refresh of last year's AudioStation, mainly on the strength of its significant price drop.

Find more great gift ideas in our Holiday Gift Guide