PCMag editors select and review products independently. If you buy through affiliate links, we may earn commissions, which help support our testing.

The Older You Are, the More Likely You Are to Fall Victim to Cybercrime

2020 set the all-time-high record for cybercrime, fraud, and ID theft. Depending on your age and state of residence, you may be targeted next.

 & Eric Griffith Senior Editor, Features

Our team tests, rates, and reviews more than 1,500 products each year to help you make better buying decisions and get more from technology.

Our Expert
LOOK INSIDE PC LABS HOW WE TEST
65 EXPERTS
43 YEARS
41,500+ REVIEWS

Every year, the FBI's Internet Crime Complaint Center (IC3) branch puts out an annual cybercrime report, a dense document on all the complaints it has received in the previous calendar year on various forms of cybercrime. It's never a fun read. With complaints hitting an all-time high of 791,790 (up 45%), to the tune of $4.2 billion dollars lost to cybercrime, the 2020 report is the scariest yet. (It should send you scurrying to get a VPN and a password manager and to activate two-factor authentication.)

The folks at Security.org have put out a report on the IC3 stats called the State-by-State Breakdown of Cybercrime in America. It also includes data from the Federal Trade Commission's Consumer Sentinel Network.

Complaints in the report cover not only cybercrime but also ID theft and fraud, which don't necessarily have to be digital but usually are. ID theft, in particular, hit the roof in 2020. Why? Thank COVID-19, of course. Not that this is too shocking, since complaints have been increasing steadily since 2016.

COMPLAINTS BY YEAR

The most common of the reported cybercrimes are phishing scams and their ilk; that's one in every three calls to the IC3. But cybervillains don't make a lot of money phishing. Scammers prefer to fully compromise a business email—that's where the money is. The average take is $96,373 for that, compared to $225 when phishing, vishing, smishing, or pharming. But phishing is easy.

Email is easy too, but phone calls are the number-one method used by criminals to scam people, no matter what they're pulling. And for good reason: A well-run phone scam earns criminals more money. The median loss to a phone scammer is $1,170 compared with $400 on email, $200 on social media, and $150 on a website or app.

Criminals have a special target audience of anyone age 40 or over. The money made from Gen X and baby boomers is much higher than the total from Gen Y/millennials (ages 25 to 39). Gen Z (24 and younger) are either not targeted much or are so savvy or cynical that they don't fall for scams. You can see the breakdown of average losses above.

State-by-state breakdowns show you where likely cybercrime targets lay. Per 100,000 population, Nevada experienced the highest number of reported cybercrimes, at 523. The lowest is Mississippi at 83. Both are in the top and bottom position for average cybercrime loss per victim as well. Nevada victims on average lost $33,954! With that many victims losing that much, every phone call and email to a resident of the state should be suspect, even it's from grandma.

Meanwhile, the District of Columbia leads when it comes to ID theft and fraud reports. Government-benefit ID theft—thanks to stimulus checks, most likely—is way up in every state. Florida is the lowest and still had an increase of 208%. Increases in Kansas: 33,236%.

You probably wonder where your state falls on the list. Security.org put together an interactive table that lets you click a state and see the stats.

If you've been the victim of cybercrime of any type (including ransomware), submit a complaint at ic3.gov.

For more, read 5 Ways Identity Theft Can Ruin Your Life and What to Do When You've Been Hacked.

About Our Expert

Eric Griffith

Eric Griffith

Senior Editor, Features

My Experience

I've been writing about computers, the internet, and technology professionally since 1992, more than half of that time with PCMag. I arrived at the end of the print era of PC Magazine as a senior writer. I served for a time as managing editor of business coverage before settling back into the features team for the last decade and a half. I write features on all tech topics, plus I handle several special projects, including the Readers' Choice and Business Choice surveys and yearly coverage of the Best ISPs and Best Gaming ISPs, Best Products of the Year, and Best Brands (plus the Best Brands for Tech Support, Longevity, and Reliability).

I started in tech publishing right out of college, writing and editing stories about hardware and development tools. I migrated to software and hardware coverage for families, and I spent several years exclusively writing about the then-burgeoning technology called Wi-Fi. I was on the founding staff of several magazines, including Windows Sources, FamilyPC, and Access Internet Magazine. All of which are now defunct, and it's not my fault. I have freelanced for publications as diverse as Sony Style, Playboy.com, and Flux. I got my degree at Ithaca College in, of all things, television/radio. But I minored in writing so I'd have a future.

In my long-lost free time, I wrote some novels, a couple of which are not just on my hard drive: BETA TEST ("an unusually lighthearted apocalyptic tale," according to Publishers' Weekly) and a YA book called KALI: THE GHOSTING OF SEPULCHER BAY. Go get them on Kindle.

I work from my home in Ithaca, NY, and did it long before pandemics made it cool.

The Technology I Use

My first computer was a Laser 128, an Apple II-compatible clone with an integrated keyboard, matched with an eye-straining monochrome green monitor. I used it to type papers in college for other people for money...until I discovered the Mac SE in the college computer room. That changed my life. My first cellphone was a Samsung Uproar—the silver one with the built-in MP3 player from the Napster days (the pre-iPod era).

I use an iPhone 15 Pro hourly and an iPad Air infrequently (but I'm always in the market for a cheap Android tablet). I have a PlayStation 5 just to play Spider-Man, and several Windows machines, including a work-issued Lenovo ThinkPad. I talk to Alexa and Siri all day long. I do the majority of my computing on a 15-inch LG Gram laptop attached to a Thunderbolt hub to run a multi-monitor setup—I overdid it on the power needed to simply work from home.

I'm most at home in Microsoft Word after decades of writing there. More and more, I turn to services like Google Docs, using tools like Grammarly. I use Google's Chrome browser due to an addiction to several extensions I think I can't live without, but probably could. I use Excel extensively on data-intensive stories, but for chart creation, we've switched over entirely to using Infogram for interactive features that are hard to find elsewhere. I do a lot of graphics work for my stories, but limit myself to the free and amazing Paint.NET software to edit images.

I'm a firm evangelist for using the cloud for backup and syncing of files; I'm primarily using Dropbox, which has never failed me, but I also have redundant setups on Microsoft OneDrive, plus extra picture backups on Amazon Photos and iCloud. Why take chances? For entertainment, mine is a streaming-only household—my kid has never seen network TV and barely been exposed to commercials, thanks to Roku and Amazon Music. The house is peppered with smart speakers from Amazon for instant gratification and control of smart home devices like multiple Wyze cameras and Nest Protect smoke detectors. I've got accounts on all the major social networks, to my horror. I have a robot vacuum for each floor of the house. I want a 3D printer, but not sure what I'd use it for.

Read full bio