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After WormGPT, FraudGPT Emerges to Help Scammers Steal Your Data

The arrival of WormGPT and now FraudGPT signals that hackers are seizing the opportunity to create AI-powered chatbots to facilitate cybercrime and scams.

 & Michael Kan Principal Reporter

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Tech companies aren’t the only ones scrambling to create AI-powered chatbots. Cybercriminals are getting in on the action, too. 

Earlier this month, a hacker was found to be developing WormGPT, a ChatGPT-like bot that can help buyers create phishing messages and malware. Now security researchers have spotted another evil chatbot, this one aptly named FraudGPT.

The developer of FraudGPT began publicizing the malicious chat program over the weekend in a hacking forum, according to cloud security provider Netenrich. “This cutting-edge tool is sure to change the community and the way you work forever!” the developer claims.

The bot offers similar features to WormGPT. A chat box can receive your prompts and respond accordingly. In a video demo, FraudGPT quickly pumps out an effective SMS phishing message pretending to be a bank. The bot can also be programmed to supply intel on the best websites to commit credit card fraud against. In addition, it can provide non Verified by Visa bank identification numbers to help the user steal credit card access. 

FraudGPT’s developer also appears to traffic in hacked information, such as stolen credit card numbers, while also offering guides to committing fraud. So it’s possible all this information could be fused into the chatbot service. 

The developer of FraudGPT didn’t respond to a request for comment, making it unclear what large language model the program is using. But the bot isn’t cheap. The developer is charging $200 per month to use the malicious chatbot, making it more expensive than WormGPT, which asks 60 Euros per month.

It's unclear whether either chatbot is actually useful as a hacking tool. But Netenrich warns the technology could lower the bar for cybercriminals to come up with more convincing phishing emails and other scams. “As time goes on, criminals will find further ways to enhance their criminal capabilities using the tools we invent,” the company adds.

About Our Expert

Michael Kan

Michael Kan

Principal Reporter

My Experience

I've been a journalist for over 15 years. I got my start as a schools and cities reporter in Kansas City and joined PCMag in 2017, where I cover satellite internet services, cybersecurity, PC hardware, and more. I'm currently based in San Francisco, but previously spent over five years in China, covering the country's technology sector.

Since 2020, I've covered the launch and explosive growth of SpaceX's Starlink satellite internet service, writing 600+ stories on availability and feature launches, but also the regulatory battles over the expansion of satellite constellations, fights with rival providers like AST SpaceMobile and Amazon, and the effort to expand into satellite-based mobile service. I've combed through FCC filings for the latest news and driven to remote corners of California to test Starlink's cellular service.

I also cover cyber threats, from ransomware gangs to the emergence of AI-based malware. In 2024 and 2025, the FTC forced Avast to pay consumers $16.5 million for secretly harvesting and selling their personal information to third-party clients, as revealed in my joint investigation with Motherboard.

I also cover the PC graphics card market. Pandemic-era shortages led me to camp out in front of a Best Buy to get an RTX 3000. I'm now following how the AI-driven memory shortage is impacting the entire consumer electronics market. I'm always eager to learn more, so please jump in the comments with feedback and send me tips.

The Best Tech I've Had:

  • My first video game console: a Nintendo Famicom
  • I loved my Sega Saturn despite PlayStation's popularity.
  • The iPod Video I received as a gift in college
  • Xbox 360 FTW
  • The Galaxy Nexus was the first smartphone I was proud to own.
  • The PC desktop I built in 2013, which still works to this day.

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