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Report: Apple Pay Headed to the U.K.

 & Angela Moscaritolo Managing Editor, Consumer Electronics

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Those in the U.K. may soon be able to pay for items with a tap of their iPhone.

According to a new report from The Telegraph, Apple is in talks with Britain's "top banks" to launch its new mobile payment system in the U.K. in the first half of 2015. At this point, Apple and "at least one of the biggest banks" are still working out the terms of the deal, however, including what data Apple will be able to access, the newspaper's sources said.

"It is understood the bank is uncomfortable with the amount of personal and financial information Apple wants to collect about its customers," The Telegraph notes. "Some executives fear Apple Pay and the data it delivers to Apple could serve as a beachhead for an invasion of the banking industry."

Launched in the U.S. in October, Apple Pay works on the iPhone 6 and 6 Plus and lets you use those devices as mobile wallets.

Apple maintains that the technology does not store your credit card number. It creates a device-only account number each time you pay. If you go to a physical location, Cupertino doesn't know what you bought, where you bought it, or how much you paid. The cashier also doesn't know your name.

In the U.S., most major banks and a growing list of retailers now support Apple Pay. Cupertino earlier this month told The New York Times that it now supports the cards that represent roughly 90 percent of credit card purchases in the U.S.

For more, see How to Use Apple Pay and the video below.

About Our Expert

Angela Moscaritolo

Angela Moscaritolo

Managing Editor, Consumer Electronics

My Experience

I'm PCMag's managing editor for consumer electronics, overseeing an experienced team of analysts covering smart home, home entertainment, wearables, fitness and health tech, and various other product categories. I have been with PCMag for more than 10 years, and in that time have written more than 6,000 articles and reviews for the site. I previously served as an analyst focused on smart home and wearable devices, and before that I was a reporter covering consumer tech news. I'm also a yoga instructor, and have been actively teaching group and private classes for nearly a decade. 

Prior to joining PCMag, I was a reporter for SC Magazine, focusing on hackers and computer security. I earned a BS in journalism from West Virginia University, and started my career writing for newspapers in New Jersey, Pennsylvania, and West Virginia.

The Technology I Use

My little Florida beach bungalow is brimming with smart home tech. I have a smart speaker or display in every room, allowing me to control other connected devices by voice. The Nest Hub on my bedside table lets me set wake-up alarms, control my smart light bulbs, and set the temperature on my smart thermostat. I use the Amazon Echo Show 8 on my kitchen counter to browse recipes, reorder protein powder, check the weather, and watch the news while I do dishes. 

Because I suffer from allergies, air purifiers are essential. My favorite model is the Dyson Purifier Cool TP07, which doubles as a fan and continuously sends indoor pollution data to its companion mobile app. 

My pitbull Bradley sheds, so a good robot vacuum is a must. I currently use a premium Ecovacs Deebot that can both vacuum and mop, empty its own dustbin, and wash its own mop cloth. 

For fitness, I like to mix up my routine with cycling, indoor rowing, running, and strength training in addition to yoga. I take classes on the Tonal 2 smart strength training machine, I row indoors on an Aviron machine, and track my beach runs with an Apple Watch while listening to music on my Apple AirPods Pro. On the weekends, I love riding e-bikes like the rugged, beach-friendly Aventon Aventure for fun and fitness.

My job involves a lot of virtual meetings, so a quality webcam, microphone, and ring light are important. I use the Jabra PanaCast 20 webcam, the Elgato Wave: 3 microphone, and a Yesker tripod ring light. 

As for my preferred phone platform, I'm an iPhone person, but I've also extensively used Android for product testing.

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