Home & Business Attorney adds personal documents—for divorce and bankruptcy, business agreements, loans, and more— to the estate-planning resources in Kiplinger's WillPower (reviewed next). Helpful windows explain how to fill out more than 150 state-specific documents.

This program excels in the breadth of business contracts it offers—particularly for technology businesses—but it's not without bugs. Still, the usefulness of the contracts far outweighs any annoyance.